La banca prosigue limitando el crédito al consumo, no asume riesgos y sobre todo aplican intereses desorbitados por prestar dinero.
El consumo, factor clave para salir del agujero, se hunde debido al deterioro del mercado laboral y a la morosidad.
Con motivo de animar el consumo en las fiestas de fin de año, la Caja Rural de Canarias saca al mercado una nueva oferta de crédito al consumo destinado a clientes y no clientes.
Principales características
Producto: préstamo con garantía personal
Importe: de 3.000 a 60.000 euros
Tipo de interés: 8,5% nominal
Vencimiento: entre uno y siete años
Según, la Caja las condiciones son muy ventajosas y el plazo para solicitar este producto caduca el 15 de enero de 2010.
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